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 Post subject: Re: Flooded basement
PostPosted: Fri Jul 24, 2015 9:03 am 
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Joined: Mon Sep 08, 2008 1:47 pm
Posts: 578
I need to check my insurance policy to see if my insurance would cover "act of nature" damage. That's a big loss in material goods, not to mention the labor that goes into the clean up. I'm not a tax expert, but I'm pretty sure you can deduct your loses from your taxes but you will need receipts, or some way of proving your loses. I am really surprised your insurance doesn't cover such a loss.


Last edited by johnstone on Mon Jul 27, 2015 1:04 pm, edited 1 time in total.

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 Post subject: Re: Flooded basement
PostPosted: Sat Jul 25, 2015 11:37 pm 
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Joined: Mon Aug 16, 2004 2:00 am
Posts: 515
Location: Indiana
Howdy

Its time for me to update yall on my status.

Well my insurance does NOT cover this as its an act of nature. :shock: :( :(

Well I guess I got my basement cleaned out the hard way :?

Now I have to get a new washer and dryer. :?

I bought a bunch of plastic totes to store stuff in in-case it happens again, which I hope never happens.
I also have them up on shelves.

A friend of mine really helped me out on getting things carried out of the basement and helping me on getting all the junk thrown away.
Its amazing what we collect over the years and forget about. Then when something like this happens, we get to find all the neat things again.

I lost about 4 cases of different types of disposable diapers, 4 boxes of catheters, my washer and dryer and a bunch of other stuff.
It could have been a lot worse, I lucked out and only had a few inches of water instead of a couple feet.
I have a little mold/mildew in a couple areas that im treating but its not bad.

Schoppy


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 Post subject: Re: Flooded basement
PostPosted: Sun Jul 26, 2015 1:40 am 
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Joined: Sun Nov 14, 2010 1:05 am
Posts: 750
Location: "Wet Coast" B.C., Canada
Glad to hear you are on the rebound Schoppy... stuff like this is always a pain, no matter how you look at it! Puffy

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Puffy
BC, Canada
Fighting the "Bladder Battle" since 1995


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 Post subject: Re: Flooded basement
PostPosted: Sun Jul 26, 2015 9:18 am 
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Joined: Sun Apr 06, 2014 2:50 pm
Posts: 687
Location: Oklahoma
Sorry to hear about it not being covered. Glad to hear you had help cleaning up and it was only a few inches.


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 Post subject: Re: Flooded basement
PostPosted: Sun Jul 26, 2015 9:24 am 
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Joined: Sun Oct 20, 2013 3:45 pm
Posts: 1959
Location: North Carolina - Raleigh area
Schoppy,

Bummer about the insurance! :(

--John


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 Post subject: Re: Flooded basement
PostPosted: Sun Jul 26, 2015 8:32 pm 
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Joined: Mon Jan 27, 2014 1:29 pm
Posts: 850
True that. Glad you got some help with the clean up, though.

Wetters


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