Johnstone, good point - I had not thought of adding a disposable booster pad to a cloth diaper. During the day, is is practical to consider removing the used booster pad and replacing it with a new one while still wearing the cloth diaper?
I have posted that, with what I have learned from the members in this group, I think I have perfected my pinning of my cloth diapers for nighttime wear. By using four diaper pins, I now am able to fit a snug (almost tight) cloth diaper that is still in place and snug at both the waist and thighs when I wake up in the morning.
For nighttime, although I currently am wearing the cloth (daytime weight) over a premium disposable diaper with a booster pad, I will shift to nighttime weight cloth-only when we are in our new home with a new washer an dryer. I really like that, with the folding pattern some of you suggested, I am able to get a really thick fold in the front and down the crotch where I will need it most when I skip the disposable diaper. I must have 16 layers of cloth in the front where the center soaker area doubles back upon itself. By folding the sides I am able to get extra protection on the sides. My early mistake was in ordering a diaper that met the recommended measurements, but was too small for the necessary folds.
Although my disposable diaper may overflow or leak, the cloth handles it with aplomb and I have never had a wet sheet since I began using the pinned cloth diapers. This keeps both me and my wife happy.
Once we are in our new house and I shift more over to cloth, between using cloth and condom catheters the number of disposables I use will decrease significantly. That also means a significant monetary savings over the course of a year. By changing to all-cloth for nighttime and only half the mornings (when I stay home) I should save about $1,000 per year!

And that is after I subtract the cost of the cloth diapers.
I am very interested in this thread as I am wondering how far it is practical for me to consider wearing cloth diapers outside the home. Of course, with my bowel incontinence I normally would do this during the limited hours of my "safe period" after my preemptive enema.
--John