My incon is partial but sudden and often unpredictable, bladder leaks frequently, bowel occasionally. As a woman, I also need to increase my protection during days of heavy menstruation. My usage varies, but ranges from several hours to around the clock 4-7 days a week depending on if I'm going out, how long and the likely proximity of restrooms.
I use high end pull ons and liners bought by the case online for the least expensive prices I can find from reputable vendors at a given time. I also buy flushable wipes and small disposal bags, again at the least cost I can find for my preferred brands at any particular time for a few months' supply. Occasionally, I replace reusable items like fixing pants or PUL pants or try some other product. I tried cloth for a time, and still have the ones I bought, but don't find cloth works well for my particular needs, even though I would very much like to reduce the cost of disposable products and the bulk of carrying several days' supply with me when traveling. Experience has shown that because of the sudden unpredictability of my needs and physical limitations in changing frequently, I cannot use lower quality brands. My needs have, knock wood, decreased over time. In the few years I have needed incontinence products, I estimate that my related expenses have been $700-$1200 a year depending on the year.
I have health insurance, but have never attempted to have my MD prescribe supplies or have the insurance pay for it, because my level of incon varies so much, and if the insurance did pay, it probably would not cover the brands and styles that work best for me, but give me some cheap and useless brand. I pay everything out of pocket. I am in a large metropolitan area in the northeastern region of the U.S., however, I buy online from a variety of vendors in different parts of the U.S.
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